What banks have free checking with no minimum balance? Ally Bank, Axos Bank, Capital One, Discover, E-Trade, FNBO Direct and Varo are all banks that offer free checking accounts with no minimum balance requirement.

If you're headed to the bank to depositR$50,R$800, or evenR$1,000 in cash, you can go about your affairs as usual. But the deposit may be reported if you're depositing a large chunk of cash. When banks receive cash deposits of more thanR$10,000, they must report it to the IRS.